Discover It Balance Transfer – Maximize Savings with 0% Intro APR
0% Intro APR for 18 Months on Balance Transfers and Earn Cash Back
Por: Nilo Trip
The Discover It Balance Transfer Card is an ideal option for those looking to pay off existing debt while earning rewards on new purchases. It offers a 0% intro APR for 18 months on balance transfers (with a 3% balance transfer fee) and 0% intro APR for six months on purchases. Additionally, cardholders can earn 5% cash back on rotating categories after activation, and 1% on all other purchases. Discover also matches all the cash back earned in the first year, doubling your rewards. With no annual fee, this card is great for consolidating debt and earning cash back at the same time.
thumb_up Know the Benefits
Discover It Balance Transfer offers a combination of valuable cash-back rewards and balance transfer savings.
- done 0% intro APR for 18 months on balance transfers.
- done 5% cash back in rotating categories after activation, 1% on all other purchases.
- done No annual fee, keeping it cost-effective.
- done Cash back match for the first year, doubling your rewards.
thumb_down Understand the Drawbacks
While Discover It Balance Transfer offers great perks, there are some considerations to keep in mind.
- close 3% balance transfer fee on the amount transferred.
- close Requires activation of rotating categories for 5% cash back.
- close Foreign transaction fees limit its use for international travel.
help How to Apply for the Discover It Balance Transfer Card
Applying for the Discover It Balance Transfer Card is simple and can be done online.
- Visit the Discover website and navigate to the Balance Transfer card page.
- Click “Apply Now” and fill out your personal details.
- Review the terms and conditions carefully.
- Submit your application for approval.
- Once approved, receive your card in the mail.
- Start using your card for balance transfers and earning rewards.