Discover it® Balance Transfer Card

Pay 0% interest for 18 months while earning rewards

By: Nilo Trip

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0% APR for 18 Months

0% intro APR on balance transfers for 18 months

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5% Cash Back (Rotating)

5% back on $1,500 quarterly in bonus categories

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1% Unlimited Cash Back

1% back on all other purchases – no limits

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First Year Bonus

Discover matches all first year cash back

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Discover It Balance Transfer: Pay Down Debt and Earn Cash Back

18-month 0% APR on balance transfers (3% fee)

  • What is the 0% intro APR on balance transfers?

    The Discover It Balance Transfer Card offers a 0% introductory APR for 18 months on balance transfers, after which a variable APR applies based on your creditworthiness.

  • How does the Cashback Match work?

    Discover will automatically match all the cash back you’ve earned at the end of your first year, doubling your rewards with no additional steps required.

  • Does the Discover It Balance Transfer card have an annual fee?

    No, the Discover It Balance Transfer Card does not have an annual fee.

Balance Transfer with Rewards and Cashback Match

The smarter way to pay down debt while earning rewards.