Discover It Cash Back – Earn 5% Cash Back in Rotating Categories
5% Cash Back in Quarterly Categories and No Annual Fee
Por: Nilo Trip
The Discover It Cash Back Card is ideal for those who want to maximize their cash-back rewards in rotating categories like grocery stores, gas stations, and restaurants. Each quarter, cardholders can earn 5% cash back on up to $1,500 in purchases in these categories after activation, and 1% on all other purchases. Discover will also match all the cash back earned in the first year, effectively doubling your rewards. With no annual fee and free credit score tracking, this card provides great value for reward-seekers.
thumb_up Know the Benefits
Discover It Cash Back provides robust rewards for those who keep track of rotating categories and seek to maximize their cash-back potential.
- done 5% cash back in rotating categories, 1% on all other purchases.
- done Cash back match in the first year, doubling your rewards.
- done No annual fee, making it affordable for any user.
- done Free credit score monitoring and fraud protection.
thumb_down Understand the Drawbacks
While Discover It Cash Back offers excellent rewards, there are a few factors to consider.
- close Requires activation of rotating categories each quarter.
- close The 1% cash back on non-category purchases may be lower than competitors.
- close Not ideal for international travel due to foreign transaction fees.
help How to Apply for the Discover It Cash Back Card
The Discover It Cash Back Card application process is simple and can be completed online.
- Go to the Discover website.
- Find the Cash Back Card page and click “Apply Now.”
- Fill out your personal information and financial details.
- Review the terms and conditions before submitting.
- Submit your application for approval.
- If approved, receive your card in the mail and start earning rewards.