Discover It® Cash Back: 5% Rewards on Rotating Categories and First-Year Match
The Discover It® Cash Back Card offers 5% cash back on rotating categories each quarter (up to a quarterly limit), unlimited 1% on all other purchases, and a first-year Cash Back Match for new cardholders. With no annual fee, it’s an excellent choice for maximizing cash back in frequently changing categories.
By: Nilo Trip
5% Cash Back in Rotating Categories
Earn 5% cash back on quarterly rotating categories, like groceries, dining, and gas, up to $1,500 per quarter with activation.
1% Cash Back on All Other Purchases
Get unlimited 1% cash back on all other purchases, keeping rewards flowing with every swipe.
First-Year Cash Back Match
At the end of your first year, Discover automatically doubles all the cash back you’ve earned, with no limit.
No Annual Fee
Enjoy the full value of your cash back rewards without paying an annual fee.
Why Consider the Discover It® Cash Back Card?
The Discover It Cash Back Card is a versatile card for earning in diverse categories. With 5% cash back on quarterly rotating categories and 1% on all other purchases, it provides robust rewards potential. The first-year Cash Back Match doubles the rewards for new cardholders, and with no annual fee, you keep every dollar earned.
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Is there an annual fee for the Discover It Cash Back Card?
No, this card has no annual fee.
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How does the 5% cash back work?
Earn 5% cash back on select rotating categories each quarter, up to $1,500 in spending per quarter with activation.
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What is the Cash Back Match?
At the end of your first year, Discover matches all the cash back you’ve earned, doubling your rewards with no cap.
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Do rewards expire?
No, cash back rewards never expire as long as your account is open and in good standing.
How to Apply for the Discover It® Cash Back Card
Applying is easy. Visit Discover’s website, complete the online application, and receive your card quickly once approved.