thumb_up Know the Benefits

Chase Sapphire Preferred offers powerful travel rewards, making it a top choice for users who prioritize travel and dining.

• done Earn 2X points on travel and dining purchases.
• done 60,000-point sign-up bonus after spending $4,000 in the first three months.
• done Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards.
• done Transfer points to leading airline and hotel partners for added flexibility.

thumb_down Understand the Drawbacks

While Chase Sapphire Preferred offers great rewards, it has a few potential drawbacks to consider.

• close The $95 annual fee could deter users who don’t travel frequently.
• close 1X points on non-travel and non-dining purchases may feel limiting.
• close Requires good to excellent credit for approval.

help How to Apply for the Chase Sapphire Preferred Card

Applying for the Chase Sapphire Preferred Card is a quick online process.

1. Visit the Chase official website.
2. Find the Sapphire Preferred Card page.
3. Click “Apply Now” and enter your details.
4. Review the terms and conditions before submitting.
5. Submit your application for approval.
6. If approved, you’ll receive your card in the mail and can start earning rewards.

The Chase Sapphire Preferred Card is a standout choice for frequent travelers and food lovers. With 2X points on travel and dining, and 25% more value when redeeming points through Chase Ultimate Rewards, it’s an excellent card for maximizing rewards. The $95 annual fee is offset by the valuable rewards and travel perks, but users who don’t spend much on travel or dining may find other cards more rewarding.