thumb_up Know the Benefits

For category-savvy spenders who want maximum rewards

• done 5% cash back in rotating categories, 1% on all other purchases.
• done Cash back match in the first year, doubling your rewards.
• done No annual fee, making it affordable for any user.
• done Free credit score monitoring and fraud protection.

thumb_down Understand the Drawbacks

While Discover It Cash Back offers excellent rewards, there are a few factors to consider.

• close Requires activation of rotating categories each quarter.
• close The 1% cash back on non-category purchases may be lower than competitors.
• close Not ideal for international travel due to foreign transaction fees.

help How to Apply for the Discover It Cash Back Card

The Discover It Cash Back Card application process is simple and can be completed online.

1. Go to the Discover website.
2. Find the Cash Back Card page and click “Apply Now.”
3. Fill out your personal information and financial details.
4. Review the terms and conditions before submitting.
5. Submit your application for approval.
6. If approved, receive your card in the mail and start earning rewards.

Balanced view highlighting both the rewards potential and usage requirements