Getting to Know Travel Credit Cards:
Would you like to have travel credit cards but avoid paying high annual fees? With this practical guide, you can discover a wide range of no-annual-fee travel cards.
Travel credit cards are a fantastic option for travel enthusiasts! These cards allow you to earn points on nearly all your purchases. These points can then be accumulated and redeemed for various rewards, such as flight upgrades, free hotel stays, travel insurance, free flights, and much more!
However, these great benefits often come with a cost: the annual fee. This fee can vary significantly and often discourages interested customers. What many don’t realize is that there are great no-annual-fee options available in the market.
Why Choose a Travel Card with No Annual Fee?
These cards are excellent because they not only offer travel benefits but also help you save money. They are ideal for people who travel regularly but not frequently enough to justify paying for a premium travel card.
For such individuals, paying a high fee for a travel card may not make sense. This is where no-annual-fee travel cards come in! Surprisingly, many of these cards can still offer competitive cashback and rewards programs! Check out the list:
Best Travel Cards with No Annual Fee
1. Chase Freedom Unlimited®
- Rewards: 5% on travel booked through Chase Ultimate Rewards®, 3% on dining and drugstores, 1.5% on all other purchases.
- Sign-up Bonus: $200 after spending $500 in the first 3 months.
- Perks: No annual fee, cashback can be converted to travel rewards with Chase Sapphire cards.
2. Bank of America® Travel Rewards Credit Card
- Rewards: Unlimited 1.5 points per dollar on all purchases.
- Sign-up Bonus: 25,000 online bonus points after spending $1,000 in the first 90 days.
- Perks: No foreign transaction fees, points can be redeemed for travel purchases.
3. Discover it® Miles
- Rewards: 1.5x miles on every dollar spent.
- Sign-up Bonus: Discover will match all miles earned in your first year.
- Perks: No annual fee, miles can be redeemed for travel or cash.
4. Capital One VentureOne Rewards Credit Card
- Rewards: 1.25x miles per dollar on all purchases.
- Sign-up Bonus: 20,000 miles after spending $500 in the first 3 months.
- Perks: No foreign transaction fees, flexible miles redemption.
5. Wells Fargo Autograph℠ Card
- Rewards: 3x points on travel, dining, gas, and transit, 1x points on other purchases.
- Sign-up Bonus: 20,000 bonus points after spending $1,000 in the first 3 months.
- Perks: No annual fee, wide range of bonus categories including travel.
6. Citi® Double Cash Card
- Rewards: 2% cashback (1% when you buy and 1% when you pay). Can convert cashback to Citi ThankYou® points for travel rewards with a premium card.
- Perks: No annual fee, cashback flexibility with travel partners.
How to Maximize Your No-Annual-Fee Travel Card
- Use for Travel Purchases: Maximize your rewards by using the card for flights, hotels, and transportation.
- Pair with Other Cards: Combine with a premium travel card to maximize rewards across different spending categories.
- Take Advantage of Intro Offers: Many cards offer sign-up bonuses that can be worth hundreds in travel credits or miles.
- Monitor Fees: Although these cards have no annual fee, some may have foreign transaction fees or other charges, check the terms carefully.
Conclusion
Choosing a no-annual-fee travel card is a smart way to earn rewards without the burden of extra costs. With competitive rewards rates, useful travel perks, and no annual fees, these cards offer great value for all types of travelers.
Traveling is wonderful, but having support to gain benefits for your trip makes it even better. With no-annual-fee travel credit cards, you save money while enjoying the best moments of your life.
Whether for business or pleasure, traveling is a fantastic way to de-stress, build memories, gain new experiences, and strengthen friendships. Don’t underestimate this important part of your life!
Compare the top picks, find the best card for your needs, and start earning rewards on your next trip.
Curious about how to transfer points to airlines? Check out:
